Assessment of Financial Performance of Bank Using Camel Model: A Conceptual Framework

  • Vishal Thakur, Tarun Kashni

Abstract

Since 1991, India's banking industry has been through a difficult but thorough period of reform and reorganisation. The whole banking landscape has shifted dramatically in recent years as a result of the Narasimham Committee Report and other reforms. Additionally, Base -III standards were implemented. The whole reform effort has been designed to strengthen the banking system's soundness, efficiency, and international competitiveness, while also strengthening its ties to the economy in order to promote savings, investments, and overall inclusive development. Though, a full reversal in the Indian banking sector's performance is unlikely until the economy recovers and growth resumes. Despite this, certain indications of slow and steady progress are seen on the horizon for some elements or indicators within the scope of the "CAMEL" model. The purpose of this article is to conceptualize financial performance of Bank and to provide empirical research on the use of the CAMEL Model for assessing financial performance.

Published
2021-11-24
How to Cite
Vishal Thakur, Tarun Kashni. (2021). Assessment of Financial Performance of Bank Using Camel Model: A Conceptual Framework. Design Engineering, 15957-15966. Retrieved from http://thedesignengineering.com/index.php/DE/article/view/6747
Section
Articles