Research on Internet Financial Credit Risk Measurement Model Based on Network Lending

Abstract

With the continuous development of science and technology, the financial industry is constantly changing. The traditional financial industry has been unable to meet the needs of society, and the Internet finance industry has emerged as the times require. As a new type of financial business model, Internet finance can provide users with a variety of financial products and convenient financial services, which are deeply loved by people. Internet finance is the deep integration of the financial industry and the Internet, and the new development of the financial industry has been realized through the Internet. The development of the Internet finance industry has been significant, especially in terms of online lending. However, with the increase in financial services, the credit risk of Internet finance is also growing. To this end, it is necessary to measure the credit risk of Internet finance, and then control the credit risk of Internet finance.